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Category: Buying a Home

Can You Pay Off a 30-Year Mortgage Early?

Whether you’re buying your first home or have owned several houses over the years, you’ve heard of the 30-year fixed rate mortgage. Many people choose the traditional, 30-year loan for the financial flexibility it provides.. Like most things in life, there are pros and cons. A Fixed Rate 30 Year Mortgage… ✓ Offers a lower …

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How to Get Ahead When You Can’t Get the House You Want

It’s a seller’s market, and it’s not easy to make an offer within twenty-four hours to beat the crowd....If your search has faced competition, low inventory, or financial limitations, consider getting creative. These four unique housing options could help to cut costs so you can save faster for a possibly larger down payment.

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Cost of Building Materials, Homebuilders, and the Housing Market – July 2021

The housing market has been as hot as the day is long. Are we finally beginning to see a cooldown? Although the housing market is still expected to favor sellers, we may be at a tipping point. Prices have risen so dramatically that buyers appear to be backing off, and home sales seem to have …

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Tips For Home Buyers In A Low Inventory Market

Housing inventory is one of the factors that can dramatically affect the temperature of the real estate market. Less inventory means more potentially more competition and higher prices. Whether you’re a buyer or currently in the seller market, this can determine your strategy. Like most investments or assets, housing inventory can fluctuate anytime. This is …

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Buy Now To Buy More: What Interest Rates Mean For You

An interest rate determines how much money must be paid in a mortgage payment. The higher the rate, the higher the interest payment. Do you agree that buying now really does mean buying more?

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Benchmark means equal access for everyone

Every day, we work hard to make sure that the "You" in our motto means everyone. We do not discriminate against any customer, and strive to provide a first-class mortgage experience for all.

Racism has no place in our society, and Benchmark is committed to providing equal access to everyone who desires the American dream of home ownership.

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Is Buying A Home Really More Expensive Than Renting?

If you rent, you probably have good reasons. I bet that “paying my landlord’s mortgage”, “noisy neighbors”, or other caveats aren’t among them. Look, we know that owning isn’t right for everyone. As much as we write about why owning a home is better than renting, there are legitimate reasons for choosing to rent. For …

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